THE USE OF SOCIAL MEDIA BY MANULIFE INVESTMENT MANAGEMENT

Social media pages operated by Manulife Investment Management are not intended to be used for account, trading, or service‐related activity or questions. Content posted by Manulife Investment Management was prepared solely for informational purposes only. Unless otherwise noted, the content posted is as of the post date and is subject to change based on market and other conditions. The information concerning financial market trends is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons.

The views and opinions expressed on social media pages by Manulife Investment Management should not be considered investment, legal or tax advice. Consult with a legal, investment or tax professional regarding your specific legal, investment or tax situation. The views and opinions of persons affiliated with Manulife Investment Management are their own and are subject to change.

The content published by Manulife Investment Management does not constitute an offer, investment advice or an invitation by or on behalf of Manulife Investment Management to any person to buy or sell any security and is no indication of trading intent in any fund or account managed by Manulife Investment Management.

Please keep in mind that investing involves risk, including the risk of loss, and you may gain or lose money over time. Manulife Investment Management may post or share content that contains forward-looking statements or information about past performance, though neither represent a guarantee of future events or outcomes. Content posted by Manulife Investment Management may not be comprehensive concerning the matters addressed in the content.

Manulife Investment Management does not control, nor is responsible for, content made available by other social media platform users. Manulife Investment Management reserves the right to moderate and remove activity at our discretion.

Any third-party websites shared or mentioned on the social media page are unaffiliated with Manulife Investment Management and do not necessarily represent the views of Manulife Investment Management, its affiliates or its parent company, Manulife.

Accordingly, in the event that Manulife Investment Management interacts with the content of another user, references URLs owned by third-party websites, links to, or shares third‐party content, it should in no way be construed as an endorsement or adoption by Manulife Investment Management of any kind. Manulife Investment Management does not guarantee the accuracy of, nor assume any responsibility for, any such content. Any third-party trademarks and service marks are the property of their respective owners.

Social media platforms are not secure communication channels. When visiting a social media platform or clicking on third-party links, you are subject to the privacy and security policies of the social media platform or third-party site, of which Manulife Investment Management is unaffiliated.

When interacting with Manulife Investment Management social media pages, please note that all communications, public or private, are subject to monitoring and retention in accordance with regulatory requirements.

Manulife Investment Management does not use the social media platform as a channel for customer service. As such, never disclose account or other personal or client information within the social media platform.

Manulife Investment Management is the global wealth and asset management segment of Manulife Financial Corporation.

Manulife Investment Management, the Stylized M Design, and Manulife Investment Management & Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

Last updated: February 2023