1 - When do you want to start using the money you save?

<3 years 3–5 years 6–10 years 11–15 years >15 years

2- What matters most?

Protecting my money Growing my money—at least a little Growing my money—a good amount Growing my money—as much as I can

3- How do you feel about risk?

It's not okay if my fund value goes up and down, even if I could make more money over time I don't mind if my fund value goes up and down a little, if there's a good chance I'll make a little money over time I don't mind if my fund value goes up and down, if there's a good chance I'll make more money over time I don't mind if my fund value goes way up and down, if there's a good chance I'll make a lot of money over time

4 - The value of one of your funds suddenly drops by 20%. What do you do?

Sell it Sell some of it Keep it Buy more of it

5 - Over time, you're likely to make more money if you invest in riskier funds. Knowing this, what do you do?

Take no more risk Take a little more risk with some of my money Take a lot more risk with some of my money Take a lot more risk with all of my money

6 - You have a choice between three funds, with three possible outcomes for the money you invest. Which do you choose?

7 - You're checking up on your savings, and realize you may not hit your goal in time. What do you do?

Save as much as possible—and stick with the same funds Save a little more—and put some of it in riskier funds Save the same amount—and put all of it in riskier funds

8 - How do you feel about hitting your savings goal?

I need to hit my goal on time I'd like to hit my goal, but I'm okay with getting close I'll take my money out later if I really need to I'll change my goal or take my money out later—whatever works best for me and my savings