Frequently asked questions

You don’t need a form to join your group retirement program. 

You should have received information from your organization to help you join—it could have been a paper guide, a digital guide, or even a website. This information included an access code, and you might have a policy number as well. 

You can get started online here.

Contact us for help

If you need help joining your Manulife group retirement program, contact us Monday through Friday, 8 A.M. to 8:00 P.M., Eastern time, at 888-727-7766.

You get your customer number when you join your program.

• If you join online, your customer number will be on the confirmation screen when you finish joining.
• If you join through a paper enrolment form, you’ll get your customer number in a welcome letter. 

You can also find your customer number on your statement. If you need help, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

You’ll need to set up a Manulife ID to access your group retirement account.

You’ll need to have your customer number handy. You received your customer number on the confirmation screen when you enrolled online or on your welcome letter if you enrolled through paper form; you can also find it on a recent statement. Follow these five steps and the on-screen instructions along the way:

1. Go to manulifeim.ca/retirement and click Sign in.
2. Set up your Manulife ID.
3. Sign in with your Manulife ID.
4. Register for your new your group retirement account and connect it to your Manulife ID:
   • Enter your customer number under Don’t have an account yet?
   • Click Get Registered and follow the instructions on the next screen.
5. Click Go on your connected account.

Need help setting up your Manulife ID? You can find additional information—including FAQs, a step-by-step video, and a how-to flyer at manulife.ca/membersupport. 

1. Sign in to your account and go to More account options > My Profile > View My Plan Material to find out if you can withdraw or take money out of your plan. 
2. If your plan allows you make a withdrawal online, sign in and go to More account options > My Account > Make a Withdrawal. Follow the instructions. You can withdraw up to $50,000.
3. If you can’t make an online withdrawal or you would like to withdraw more than $50,000, you can request it using a paper form. This can be submitted online. Please reach out to our contact center the get the form. Sign in and go to More account options > My Account > Send documents to submit your completed form.
   If your deposit will be made by direct deposit into your bank account, it’s a good idea to make sure your banking information is accurate.
   

How long will it take?

It can take 5-7 business days to process your request, depending on the type of fund and when you submit the request.

For direct deposits, we’ll send the money to your bank within 5 business of processing your withdrawal. 

Contact us for help

If you need assistance, please call us at 888-727-7766 Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

If you want to transfer or move money from your Manulife to another plan, you must own the other plan.

1. Sign in and click More account options. Go to the Forms page, found under Forms in the Quick Links section.
2. Fill out the form before submitting the form through Send documents.
3. Go to More account options > My Account > Send documents to submit your completed form or use the mailing instructions on the form

Contact us for help

If you need help, call us at 888-727-7766 Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

On your secure site

Sign in to see details of your investments

• See your account balance on the homepage.
• To see details of your balance for each plan, click on the Details link on the homepage for that plan or go to More account options > My Account > View my account balance.
• To see rates of return, click on the Personal Rates of Return link on the homepage or go to More account options >My Investments > My Personal Rates of Return.

Use the app

• Sign in to the Manulife Mobile app on your phone or tablet to see your balance for each plan on the home screen.
• Tap Returns at the bottom of the screen to see the rates of return and the details of your investments.

To speak with someone about your money, call us at  888-727-7766,  Monday through Friday, 9:00 A.M. to 5:00 P.M., Eastern time.

Group Retirement Solutions uses Modified Dietz with monthly linking – which is a time-weighted formula – to calculate returns. A time-weighted return is intended to indicate how well the funds in which you invested performed while you were invested in them.

A time-weighted return measures performance from the date of a first contribution until the date of a particular reporting period. These returns are personalized to the member using the date of each individual's first contribution and the investment management fee that applies on each fund.

This approach does not reflect the timing or amount of deposits or withdrawals, so it offers a more accurate picture of how a fund (or fund combination) has performed. This approach is not influenced by contributions or withdrawals made at fortunate or unfortunate times (e.g., a withdrawal made during a market decline that causes a loss to be realized).

An Investment Management Fee (IMF) is an expense that is paid for by members who participates in a fund to cover professional services required to manage and administer the fund. Services like portfolio management and record keeping are covered by the IMF.

Typically, the IMFs paid by members participating in group plans are lower than those available to individual investors.  The lower the IMF, the better it is for participating members as more of their contributions and earnings grow for use purchasing funds and building a retirement income

Many factors affect Fund Manager performance. Our monitoring process looks at a broad range of significant quantitative and equally important, qualitative measures. Our Fund Manager review process consists of day-to-day, monthly and quarterly monitoring of market events and fund performance. Then we add formal annual reviews that include:

• A review of absolute performance, risk-adjusted performance, and consistency of performance when compared to a peer group and benchmark.
• A review of the investment policies and procedures of the fund to ensure that fund objectives, risk tolerances, and investment constraints are being met.
• An interview with the fund manager to evaluate qualitative factors such as manager turnover and consistency of style.

Consolidating your savings can make retirement planning easier and everyday life just a little bit simpler.

Moving your savings from outside of Manulife into your Manulife group plans can make retirement planning easier and everyday life just a little bit simpler.

Learn about consolidating

Regular contributions from your pay (if your plan allows it)

To change how much goes into your plan from your pay:

1. Sign in.
2. Click on the View/Change My Payroll Deduction link on the homepage or go to More account options > My Account. Under Contributions, click View/Change My Payroll Deduction Amount.
3. Select a plan and follow the steps to change your contributions.

One-time contribution (if your plan allows it)

To put a specific amount of money in your plan just once, which is sometimes called a lump-sum contribution, follow the steps below.

If your plan lets you contribute online

Use your Manulife online account (best choice for all plans). Your contribution must be between $100 and $25,000.

1. Sign in.
2. Go to More account options > My Profile > Add/Change Banking Information to make sure your banking information is up to date.
3. Go to More account options > My Account > Make a Lump Sum Contribution.
4. If you added or changed banking information in Step 2:
   • Fill out a payer authorization for pre-authorized debit plan (PAD) form.
   • Send us the form you filled out. Sign in and go to More account options > My Account > Send documents, or use the mailing instructions on the form. Don’t forget to provide your banking information—include a scanned image of a void cheque or your banking information, supplied on bank letterhead.

Use the app

1. Sign in to the Manulife Mobile app on your phone or tablet.
2. Tap Transaction at the bottom of the screen and select Lump Sum Contribution.

Generally, if we get everything we need by 4:00 P.M., Eastern time, on a business day, we put your money in your plan that same day; otherwise, we put it in on the next business day. For stock plans, we should get everything before noon on a business day for same-day transaction.

Contribute online through your bank’s site (RRSP and TFSA only)

1. Sign in to your online bank account.
2. Go to the feature for paying your bills (it might be called pay a bill or something similar).
3. Add Manulife as a payee to put your plan on your list. Look for Manulife - Group RRSP Member or Manulife - Group TFSA Member.
4. When asked for your Manulife account number, enter your customer number. It’s on the second page of your statement, in the top left corner.
5. Follow the steps to pay a bill to submit your contribution.

There will be a delay between the date you submit your contribution and the date we put it in your plan.

Otherwise

1. Fill out a form for the plan you want to put money in:
   Contribution request - RRSP
   Contribution request - TFSA
   Contribution request - NRSP
2. Send us the form you filled out. Sign in and go to More account options > My Account > Send documents, or use the mailing instructions on the form if you’re including a cheque.
3. If you send us a cheque:
   • Make it payable to Manulife.
   • Write your policy number on it.
   • Make sure to mail it with the form!

If you need help, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Ongoing contribution (if your plan allows it)

To set up a specific amount of money in your plan more than once, based on a regular schedule (weekly, monthly, etc.), follow the steps below.

If your plan lets you contribute online

Use your Manulife online account (best choice for all plans). Each contribution must be at least $25.

1. Sign in.
2. Go to More account options > My Profile > Add/Change Banking Information to make sure your banking information is up to date.
3. Go to More account options > My Account > Start Ongoing Contribution.
4. If you added or changed banking information in Step 2: 
   • Fill out a payer authorization for pre-authorized debit plan (PAD) form.
   • Send us the form you filled out. Sign in and go to More account options > My Account > Send documents, or use the mailing instructions on the form. Don’t forget to provide your banking information—include a scanned image of a void cheque or your banking information supplied on bank letterhead.

If we get everything we need by 4:00 P.M., Eastern time, on a business day, we set up your ongoing contributions that same day; otherwise, we set them up on the next business day.

Contribute online through your bank’s site (RRSP and TFSA only)

1. Sign in to your online bank account.
2. Go to the feature for paying your bills (it might be called pay a bill or something similar).
3. Add Manulife as a payee to put your plan on your list. Look for Manulife - Group RRSP Member or Manulife - Group TFSA Member.
4. When it asks for your Manulife account number, enter your customer number. It’s on the second page of your statement, in the top left corner.
5. Follow the steps for paying a bill to submit your contribution. Choose the date of your first payment and how often you want to make payments after that.

There will be a delay between the date you submit your contribution and the date we put it in your plan.

If you need help, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Direct transfer from another plan (if your plan allows it)

To move money directly from one plan to another, the plan you’re moving money into must be part of your program. The plan you’re moving money out of can be another plan you own.

1. To find out whether you can move money into a specific plan, sign in and go to More account options > My Profile > View My Plan Material.
2. Fill out a form for the plan you want to put money in.
   Request to transfer money to Manulife - RRSP, TFSA, LIRA, LRSP, RPP
   Request to transfer money to Manulife - RRIF, LIF, LRIF, PRIF, RLIF
3. Send the form to the company that manages the plan you’re moving money out of. If that’s us, sign in and go to More account options > My Account > Send documents, or use the mailing instructions on the form.

If you need help, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To find out whether you can change your funds, sign in and go to More account options > My Profile > View My Plan Material, or call us at 888-727-7766, Monday to Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Current savings

Change the funds you picked for the money that’s already in your plan. This is sometimes called a fund transfer.

If your plan lets you change your funds online

• You can transfer a dollar amount or a percentage.
• Percentages must be in whole numbers.
• The lowest amount you can put in a fund is 5%.

1. Sign in.
2. Go to More account options > My Investments > Transfer Between Investments.

Use the app

1. Sign in to the Manulife Mobile app on your phone or tablet.
2. Tap Transactions at the bottom of the screen and select Interfund Transfer.

Generally, if we get everything we need by 4:00 P.M., Eastern time, on a business day, we change your funds that same day; otherwise, we change them on the next business day.

Otherwise

1. Fill out a form for the plan you want to change your funds for.
   Fund transfer request - RRSP, TFSA, LIRA, RPP, NRSP
   Fund transfer request - RRIF, LIF, LRIF, PRIF, RLIF
2. Send us the form you filled out. Sign in and go to More account options > My Account > Send documents, or use the mailing instructions on the form.

If you need help, call us at 888-727-7766, Monday to Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Future savings

Change the funds you picked for the money you’re going to put in your plan. This is sometimes called changing your investment instructions. 

If your plan lets you change your funds online

• Percentages must be in whole numbers.
• The lowest amount you can put in a fund is 5%.

1. Sign in.
2. Go to More account options > My Investments > Change My Investment Instructions.

If we get everything we need by 4:00 P.M., Eastern time, on a business day, we change your funds that same day; otherwise, we change them on the next business day.

If you need help, call us at 888-727-7766, Monday to Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Your account statements are available online. To access your online statement, follow the steps below.

1. Sign in to the secure site.
2. Click the View My Statements link on the homepage or go to More account options > My Account menu. Under Statements, click View My Statements.
3. View or print your account statements.

Use the app

1. Sign in to the Manulife Mobile app using your phone or tablet.
2. Go to My Profile (tap on your name) then select View Statements

To switch to online statements

1. Sign in with your Manulife ID and select your group retirement account.
2. Go to More account options > My Profile and click Change communication preference.

Use the app

1. Sign in to the Manulife Mobile app using your phone or tablet.
2. Go to My Profile (tap on your name). Select Statement Delivery > Go Paperless

If you need to update your address, simply update and submit your information online if your plan allows; otherwise, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

If you’re not sure whether you should make changes to your personal information with us or through your HR team, sign in, go to More account options > My profile > View my member information, or call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To make changes to your contact information, marital status, or spouse’s information

1. If you can make changes with us and your plan allows you to change your personal information online, make the changes in My profile > View my member information.
2. Otherwise, complete a form for the plan you wish to change your information for:
   Request for change - RRSP, TFSA, LIRA, RPP, NRSP, DPSP, EPSP
   Request for change - RRIF, LIF, LRIF, PRIF, RLIF
3. Send us the completed form. Then, sign in and go to More account options > My Account > Send documents.
   
   For selected types of changes—For example, if you’re changing your name or your marital status from married to single or divorced, you’ll also need to send us supporting documents. Call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time, for help with these types of changes.

To add a new bank account to your plan, or change the bank account that’s already on your plan, follow the steps below.

If your plan lets you change your banking information online

1. Sign in.
2. Go to More account options > My Profile > Add/Change Banking Information and follow the steps.
3. If you expect to contribute to your plan using money from this account:
   • On the confirmation screen, click the Printer-friendly version link under Payer authorization for pre-authorized debit plan form.
   • Some of the form is filled out for you. Print it, fill out the rest, and sign it.
   • Send us the form you filled out. Sign in and go to More account options > My Account > Send documents or use the mailing instructions on the form. 

Don’t forget to provide your banking information—include a scanned image of a void cheque or your banking information supplied on bank letterhead.

Otherwise

This form lets you add an account to your plan. We don’t remove the old one unless you do the online steps first.

1. Fill out a payer authorization for pre-authorized debit plan (PAD) form.
2. Send us the form you filled out—sign in and go to More account options > My Account > Send documents or use the mailing instructions on the form. 

Don’t forget to provide your banking information—include a scanned image of a void cheque or your banking information supplied on bank letterhead.

Use the app

1. Sign in to the Manulife Mobile app using your phone or tablet.
2. Go to My Profile (tap on your name). Select Banking Info

To change your beneficiary information online

1. Sign in.
2. Go to More account options > My Profile > View My Member Information > Beneficiary Information section > Update.

Otherwise

1. Complete a form for each plan you wish to change your beneficiary for.
   Request for change - RRSP, TFSA, LIRA, RPP, NRSP
   Request for change - RRIF, LIF, LRIF, PRIF, RLIF
   Did you name an irrevocable beneficiary last time? Make sure your chosen beneficiary signs the form.
2. Send us the completed form. Sign in and go to More account options > My Account > Send documents. 

Use the app

1. Sign in to the Manulife Mobile app using your phone or tablet.
2. Go to My Profile (tap on your name) then select Beneficiary info

If you need assistance, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Information on Manulife’s collection and use of personal information is outlined in the Privacy Policy.

To send us something for your program/plan

1. Sign in.
2. Go to More account options > My Account > Send documents to send us something online. Or, if you’ve filled out one of our forms, you can use the mailing instructions on the form.

Use the app

1. Sign in to the Manulife Mobile app using your phone or tablet.
2. Go to My Profile (tap on your name) then select Send documents

If you need help, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Find more forms

1. Sign in.
2. Click on More account options > Quick links  > Forms.

If you can’t find the form you’re looking for, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time, and we can help you.

Forms you may need

• Notice of death
• Notice of death - RRIF, LIF, LRIF, PRIF, RLIF

Going through a change at work or planning to retire? You don’t have to lose the power of your group plan!

Continue to save, invest, and grow your savings with the Manulife Personal Plan. Check it out, then let’s chat about your options. 

Call us at 866-991-3056, Monday through Friday, 9:00 A.M. to 5:00 P.M., Eastern time.

Closing your account?

You may need the termination request form.

Go to manulifeim.ca/retire/tax to learn which tax documents we prepare, where and when to expect them, and what your deadlines are to report them.

Check your plan’s rules and the Canada Revenue Agency’s rules. Also check to find out if withdrawal fees apply. For more information, you can call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To use your RRSP money for the Home Buyers’ Plan

1. Print and complete Form T1036.
2. Sign in and go to My Account > Send documents to send us the form and a scanned image of a void cheque. If you don't have a chequing account, send us your banking information, supplied on bank letterhead.

Or mail to

Manulife
Attention: GRS Client Services
P.O. Box 396
Waterloo, ON
N2J 4A9

Note that contributions made within a certain timeframe prior to the withdrawal cannot be used under the Home Buyers’ Plan. Check the Canada Revenue Agency for the most recent rules. 

Check your plan’s rules and the Canada Revenue Agency rules. Also check to find out if withdrawal fees apply. For more information, call us at 888-727-7766, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To use your RRSP money for the Lifelong Learning Plan

1. Complete Form RC96.
2. Sign in and go to My Account > Send documents to send us the form and a scanned image of a void cheque. If you don't have a chequing account, send us your banking information, supplied on bank letterhead.

Or mail to

Manulife
Attention: GRS Client Services
P.O. Box 396
Waterloo, ON
N2J 4A9

Important information

Contributions made within a certain timeframe prior to the withdrawal cannot be used under the Lifelong Learning Plan. Check the Canada Revenue Agency for the most recent rules. 

If you withdraw your money, it should be available within 10 business days.

Group IncomePlus is an investment option—available on select group retirement plans—that lets you take advantage of growth in the market while building up a retirement income that’s guaranteed for life.

Get to know this unique option with an overview, fact sheet, and a detailed guide we call The Bold Print.

Learn more about Group IncomePlus

You’ll need to set up a Manulife ID in order to access your group retirement account.

You’ll need to have your registration ID and registration key handy. You can find your registration ID in a letter or email we sent you when we welcomed you to your program. Your registration key was sent in a separate letter.

1. Go to manulifeim.ca/retirement and click Sign in.
2. Set up your Manulife ID.
3. Connect your group retirement account.

Need help setting up your Manulife ID? You can find additional information—including FAQs, a step-by-step video, and a how-to flyer— at manulife.ca/membersupport.

You can find your registration ID in a letter or email we sent to you when we welcomed you to your program. We may refer to them by a different name, so if you don’t know what to enter, click the question mark tooltips on the web page for more information.

To join your program, follow the steps below.

1. Go to manulifeim.ca/retirement and click Sign in.
2. Set up your Manulife ID. If you already have it, skip this step.
3. Enter your registration ID under Don’t have an account yet? and click Get registered.
4. Enter your registration key on the next page.

Sign in with your Manulife ID. Register for your new VIP Room online account and connect to your Manulife ID. We send your registration ID and registration key (if applicable) by email or letter when we welcome you to your program.

Click Go on your connected account to get into our VIP Room. On your first visit, it will take you right into our enrolment centre so you can learn more about your program, how it works, and join your program.

If you need help, call  us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

1. If your plan lets you make an online withdrawal, sign in and go to Manage my plans > Online withdrawal. Follow the instructions. You can take out $10,000 or less.
2. If you can’t make an online withdrawal or you would like to take out more than $10,000, you can request it using a withdrawal form that can be submitted online. Sign in and go to Manage my plans > Send documents to submit your completed form.
   
3. Call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time if you need help with your withdrawal.
   

If your deposit is being made using direct deposit to your bank account, it’s a good idea to make sure your banking information is accurate.

How long will it take?

It could take 5-7 business days to process your request depending on the type of fund and when you make the request. For direct deposits, we’ll send the money to your bank within 5 business days of processing your withdrawal.

Contact us for help

If you need help, call us at 888-242-1704 Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time

If you want to transfer or move money from your Manulife plan to another plan, you must be the account holder of the other plan.  

Call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time to check if you can take money out of your plan. We’ll explain how it works, how long it takes, and how it affects your taxes.

If you’re moving your money to another financial institution, they might ask you to fill out a transfer form.

Forms can be sent online. Sign in and go to Manage my plans > Send documents.

Once we have your form, it may take up to 10 business days to process your request.

Sign in to see details of your investments.

• See your account balance on the home page.
• To see balances by plan, go to View your holdings > Plan summary.
• To see rates of return, go to Consult investments > Personalized rate of return.

On the app

1. Sign in to the Manulife Mobile app on your phone or tablet see your balance for each plan on the home screen.
2. Tap Returns at the bottom of the screen to see the rates of return and the details of your investments.

To speak with someone about your money, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Consolidating your savings can make retirement planning easier and everyday life just a little bit simpler.

Moving your savings from outside of Manulife into your Manulife group plans can make retirement planning easier and everyday life just a little bit simpler.

Learn about consolidating

To make regular contributions from your paycheque (if your plan allows it), follow the steps below.

To change how much goes into your plan from your pay

1. Sign in.
2. Go to Manage your plans > Contribution rate and follow the instructions to change your contributions.

One-time contribution (if your plan allows it)

To put a specific amount of money in your plan just once, sometimes called a lump-sum contribution, follow the steps below.

To contribute online

Use the VIP Room (best choice for all plans). Your contribution must be between $25 and $100,000.

1. Sign in.
2. Go to Manage your plans > Online contribution.

Generally, if we get everything we need by 4:00 P.M., Eastern time, on a business day, we put your money in your plan that same day; otherwise, we put it in on the next business day. For stock plans we should get everything before noon on a business day.

Use the app

1. Sign in to the Manulife Mobile app on your phone or tablet.
2. Tap Transaction at the bottom of the screen and select Lump Sum Contribution.

Contribute online through your bank’s site (RRSP and TFSA only)

1. Sign in to your online bank account.
2. Go to the feature for paying your bills (it might be called pay a bill or something similar).
3. Add Manulife as a payee to put your plan on your list. Look for Manulife - Group RRSP Member or Manulife - Group TFSA Member.
4. When it asks for your Manulife account number, enter your member number. It’s under Your personal information on the second-to-last page of your statement.
5. Follow the steps to pay a bill to submit your contribution.

There will be a delay between the date you submit your contribution and the date we put it in your plan.

Otherwise

1. Prepare a signed letter. Tell us:
   • Your member number
   • Your sponsor’s client number
   • Which plan you want to put money in
2. Prepare a cheque:
   • Make it payable to Manulife
   • Write your member number and your sponsor’s client number on it
3. Send us the form you filled out. Sign in and go to Manage my plans > Send documents, or use the mailing instructions on the form if you’re including a cheque.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To find out whether you can change your funds, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Current savings

Change the funds you picked for the money that’s already in your plan. This is sometimes called an interfund transfer.

1. Sign in.
2. Go to Manage your plans > Interfund transfer.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Future savings

Change the funds you picked for the money you’re going to put in your plan. This is sometimes called changing your investment instructions. 

1. Sign in.
2. Go to Manage your plans > Investment instructions.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Both current and future savings (and make them the same)

Change the funds you picked for both the money that’s already in your plan and the money you’re going to put in your plan. Both kinds of money will be invested exactly the same way—same funds, same percentages.

1. Sign in.
2. Go to Manage your plans > Investment instructions.
3. Follow the steps to change your funds for your future savings. To invest your current savings the same way, be sure to check the box next to Please rebalance my assets (current holdings) now according to the investment instructions I have provided above.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Change the amount from your pay that you put in your plan, or change the amount from your pay that you put in your spouse’s plan.

If your plan lets you change your contributions online

1. Sign in.
2. Go to Manage your plans > Contribution rate.

We work with your employer to make this change. This means there will be a delay between the date you submit your change and the date you see it on your pay.

Otherwise

Contact your HR team. They’ll help you change this.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

You can access your statements online.

1. Sign in.
2. Click on the View your holdings tab.
3. Click on the Statements link.
4. Click on the statement you wish to view (link in blue).

If the option is available, you may request a customized e-statement or change your statement delivery settings.

To switch your statement to online delivery

1. Sign in with your Manulife ID
2. Under View your holdings, go to Statements and click Statement delivery settings.

On the Manulife Mobile app

1. Tap the menu at the top left corner.
2. Tap your name.
3. Select Statement delivery and enable Go paperless.

If you need to update your address, simply update and submit your information online if your plan allows; otherwise, call us at 800-242-1704, Monday to Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

If you’re not sure if you should make changes to your personal information with us or through your HR team

1. Sign in.
2. Go to Manage your plans > Personal data, or call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To change your contact information (street address, email, phone, etc.), follow the steps below.

Online

1. Sign in. 
2. Go to Manage your plans > Personal data.

Otherwise

1. Fill out a miscellaneous change form and use the mailing instructions on the form, or
2. Send it to us online
   • Sign in. 
   • Go to Manage your plans > Send documents.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

For some types of changes—changing your name or your marital status from married to single or divorced—you’ll need to send us supporting documents. Call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time, to get help with these types of changes.

To change your beneficiary

1. Sign in.
2. Go to Manage your plans > Beneficiaries.

Otherwise

1. Fill out a miscellaneous change form.
2. If you named an irrevocable beneficiary last time, have the beneficiary sign a waiver of rights as irrevocable beneficiary form. To find the form:
   • Sign in.
   • Go to Plan your financial future > Helpful information.
   • Send it to us online:
     • Sign in.
     • Go to Manage my plans > Send documents.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To send us something for your program/plan

1. Sign in.
2. Go to Manage your plans > Send documents to send us something online.

If you need help, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Find more forms

1. Sign in.
2. Go to Manage your plans > Helpful information.

If you can’t find the form you’re looking for, call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

Forms you may need

• Notice of death
• Notice of death - RRIF, LIF, LRIF, PRIF, RLIFC

Call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time, and we can help you.

Going through a change at work or planning to retire? You don’t have to lose the power of your group plan!

Continue to save, invest, and grow your savings with the Manulife Personal Plan. 
Check it out, then let’s chat about your options. 

Call us at 866-991-3056, Monday through Friday, 9:00 A.M. to 5:00 P.M., Eastern time.

Closing your account? You may need the termination request form.

Go to manulifeim.ca/retire/tax to learn which tax documents we prepare, where and when to expect them, and what your deadlines are to report them.

See the Canada Revenue Agency (CRA) website for complete information on the Home Buyers' Plan (HBP), including eligibility criteria. To apply for the HBP, you must complete the T1036 form, available on the site. Any contributions you've made into an RRSP within a recent timeframe aren't eligible for the HBP. See the CRA website for the most recent rules. Other restrictions may apply; please verify your plan rules or contact us for more information at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To send us the completed form, follow the steps below.

Online

1. Sign in.
2. Go to Manage my plans > Send documents.

If you ask for direct deposit, don’t forget to provide your banking information—include a void cheque or your banking information, supplied on bank letterhead.

Your request should be processed within 10 business days and withdrawal fees may apply. Should you require assistance, you may call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

See the LLP guide ( RC4112). issued by the Canada Revenue Agency (CRA) for complete information on the LLP and to see if you qualify. To apply for the LLP, you must complete the RC96 form. Any contributions you have made into an RRSP within a recent timeframe aren't eligible for the LLP withdrawal. See the CRA website for the most recent rules. Other restrictions may apply. Please verify your plan rules or contact us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.

To send us the completed form, follow the steps below.

Online

1. Sign in.
2. Go to Manage my plans > Send documents.

If you ask for direct deposit, don’t forget to provide your banking information—include a void cheque or your banking information, supplied on bank letterhead.

Your request should be processed within 10 business days and withdrawal fees may apply. Should you require assistance, you may call us at 800-242-1704, Monday through Friday, 8:00 A.M. to 8:00 P.M., Eastern time.